People in Maryland know that credit cards are an essential tool in the business world and a part of most people's daily routine. People use credit cards for everything from their daily cup of coffee to major purchases, so it is not surprising that credit card debt can be a major issue in many marriages. It can also be a major issue in a divorce, and people need to protect themselves and their credit by ensuring that their spouse plays by the rules.
Many married couples share financial accounts. As such, it is not surprising that both spouses often have access to the same credit accounts. Sometimes, spouses co-sign, in which case, both may be responsible for the debt incurred, but a spouse may also be added simply as an authorized user. In the later scenario, the authorized user may not be responsible for the other spouse's debt. Nonetheless, in cases where both spouses are responsible for debt on an account, getting rid of debt can save a lot of hassle down the road.